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A proprietary transaction engine that takes a deal from financing through titling and registration in all 50 states. AI sales agents on every lead. Websites built to convert.
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2022 Toyota Tacoma
(28 reviews)
Deals & offers (6)
Drive now. Save up to $750 instantly. Use by Dec 31, 2026 Learn more 
Finance from 0.99% APR for 36 months Use by Nov 30, 2026 Learn more Key facts
Condition No reported accidents 1,500 miles
Availability In stock Pick up Friday
Location Lake Placid, NY 9 miles away
Delivery 2-4 days $450 est
Key specs
Engine 3.5L V6
Transmission 6-speed automatic
Drivetrain Four-wheel drive
Exterior Super White
Interior Black SofTex
Fuel economy 19 city / 24 hwy
Popular accessories
Bed liner Drop-in composite, cut for the 5ft bed
+$450 
All-weather mats Deep-channel front and rear, model specific
+$180 
Tow package Class IV hitch, 7-pin harness, cooler
+$895 
Roof cross bars Locking aluminium, 165 lb dynamic load
+$320 
Title and history
Clean title No title brands reported. This vehicle has no history of salvage, flood, rebuilt, junk, or total loss designations.
Personal use only Privately owned and operated for personal, non-commercial use
Mechanical report
This vehicle has passed the New York State Inspection and is in excellent mechanical condition, with no major issues identified. Please refer to the full inspection report for vehicle-specific details.
View all detailsCosmetic report
Notes
Our detailing process is to picture every blemish, scuff and scrape on every vehicle we sell regardless of cosmetic rating. Despite our efforts, some swirls, scuffs and imperfections will not always show or be clear in our images, and as such we encourage our customers to visit our store and pre-inspect the vehicle or ask for a video walk around with our sales staff prior to purchase.
Bed rail Scuff ~3 inches 
3+
3+ Front wheel Kerb rash on the outer lip 
2+
2+ Rear bumper Scratch ~2 inches 4+
4+ Driver seat Light wear on the bolster 
2+
2+ Ready to buy? Here’s how it works.
Shop, finance, and complete your paperwork completely online
1 Enter your details Choose your payment, delivery, and registration options during checkout.
2 Apply for financing If you’re financing, complete a quick application with our credit partners.
3 Complete your paperwork Sign your sale and DMV paperwork online. We’ll guide you through each step.
4 Get your vehicle Pick up your ride or have it delivered to you.
$32,990
$36,990Price drop
MonthlyOne-time
Est. monthly payment $669/mo*
MSRP $36,990
Vehicle price $32,990
Additional cost & details $311
Save up to $750 more when you buy now
Fast, flexible financing Pre-qualify today with zero effect on your credit. Get pre-qualified
Buy now Ask a question
Want to learn more about this Tacoma?
Ask our team anything I tow on weekends and travel 40 miles a day. Best truck on your lot? Searching inventory Found inventory results Thought for 4s Best on the lot for both: four-wheel drive, 24 mpg highway, 1,500 miles, and $4,000 under its original price. Here are the closest others we have. 
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2021 Toyota Tacoma
$30,450 Tell me more
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2022 Toyota Tacoma
$34,900 Tell me more
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2020 Toyota Tacoma
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2019 Toyota Tacoma
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Ask us anything
I tow on weekends and travel 40 miles a day. Best truck on your lot?
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Personal details
Enter your home and delivery addresses, and let us know how you’ll use the vehicle. We’ll use this information to estimate your taxes and fees.
Basic information
First name Jane
Middle name
Last name Cooper
Email address [email protected]
Date of birth 11 / 24 / 1996
Phone number (518) 555-0137
Home address
Address 27 Mirror Lake Dr
City Lake Placid
State NY
ZIP code 12946
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Cash or financing?
Finance with Ekho
Finance your purchase through our network of credit partners.
80% of customers choose this option
Save up to $750 2 promos available
Paying cash
Review your final price and pay in full to complete your order.
Back Continue to financing
Get pre-qualified with no impact to your credit
We already have the information we need from you, so getting prequalified is fast and easy. See your potential financing options with no impact to your credit score.
Basic information
Jane Cooper
Nov 24, 1996
(518) 555-0137
Home address
27 Mirror Lake Dr
Apt 3
Lake Placid, NY 12946
I understand that by clicking GET PRE-QUALIFIED, I am providing “written instructions” to Ekho Inc. under the Fair Credit Reporting Act authorizing Ekho Inc. to obtain information from my personal credit profile or other information from Reseller. I authorize Ekho Inc. to obtain such information solely to prequalify me for credit options for a vehicle purchase. Credit information accessed for my prequalification request may be different than the Credit Information accessed by a credit grantor on a date after the date of my original prequalification request to make the credit decision.
You’re pre-qualified!
Continue to secure the vehicle and lock in your best available offer.
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Select your preferred terms
We’ll use these preferences to estimate your monthly payment and personalize your financing options.
Select your preferred terms
Loan length (months) 36 48 60 66 72
Down payment $ 2,500
A higher requested down payment may increase your likelihood of approval. Housing situation
Housing status Rent
Move-in date 06 / 01 / 2021
Monthly housing payment $ 1,450
Address 27 Mirror Lake Dr
City Lake Placid
State NY
ZIP code 12946
Current employment
Employment status Employed
Gross monthly income $ 6,200
Current employer name Summit Physical Therapy
Your job title Physical therapist
Start date 08 / 12 / 2019
Additional income
Please list any other sources of income (e.g., spousal, rental, investment, pension, etc.) that you or your household have. This is critical to ensure you get the best offer possible.
Income type Rental income
Gross monthly income $ 1,100
Personal details
Marital status Single
Social Security Number XXX-XX-XXXX
Encrypted upon submission Yes No
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Select your fulfillment option
Choose how you’d like to receive your vehicle.
Deliver to my home +$450.00 Order now for delivery as early as Nov 18, 2026 Delivery address 27 Mirror Lake DrApt 3Lake Placid, NY 12946 Update
Pick up at Apex Motors Free Ready for pickup as early as Nov 18, 2026. Dealership address 760 Market StreetQueens, NY 11101 View on map Copy
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Review and submit
Review your order details before submitting. You won’t be able to make changes after your order is submitted.
Vehicle details
2022 Toyota Tacoma Used · Super White · 1,500 mi Finance
Estimated monthly payment
$648.14 / mo
Home address
27 Mirror Lake Dr
Apt 3
Lake Placid, NY 12946
Delivery address
27 Mirror Lake Dr
Apt 3
Lake Placid, NY 12946
Your vehicle will be registered as street-legal in your state. You will receive full service titling and registration support from Ekho at no extra cost.
- Street-legal for public roads
- No DMV visit required
- One safety inspection required after delivery
Disclosures
Credit Application: By clicking the button below, I agree to have my credit application submitted to Ekho Inc. and its subsidiaries (collectively "Ekho"). I authorize Ekho, its affiliates, and any bank or lender, or other institution (collectively "Creditor") to whom my application is submitted to investigate my credit and employment history, verify my employment and income, obtain credit reports, and to the extent permitted by law, release information about my credit experience now or in the future.
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Your financing
Here’s what’s left to finish your order.
Waiting to hear back from lenders
Your offers appear on this page as soon as a lender decides.
This usually takes just a few minutes, but can take longer outside of working hours.
What’s next
- 1 Choose your offer Compare your offers on this page and accept the one that works for you.
- 2 Send any documents Some lenders ask for a document, like proof of income, before they finalize your loan. You’ll upload it here.
- 3 Add protection Choose any coverage you’d like for your vehicle. This step is optional.
- 4 Sign and pay Sign your purchase and loan documents, then pay your down payment.
- 5 Get your vehicle We’ll deliver it or have it ready for pickup, as you chose at checkout.
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Review your offers
Select the financing offer that works for you.
Recommended
Meridian Auto Finance financing offer
Monthly payment $638.94 Down payment $2,500
Term60 months APR4.90% Amount financed$33,940.20 Total order price$36,440.20
Before this loan is finalized 1 document needed
*These figures reflect your current order. Your final amount financed and monthly payment may change if you choose to add coverage products in a later step, or if the final fees or taxes differ from their current estimates. You are guaranteed financing at this point, provided you complete your purchase within 60 days.
View pricing details Select
Selected
Lowest Down
Harbor Point Financial financing offer
Monthly payment $575.50 Down payment $2,000
Term72 months APR6.29% Amount financed$34,440.20 Total order price$36,440.20
Before this loan is finalized 2 documents needed
*These figures reflect your current order. Your final amount financed and monthly payment may change if you choose to add coverage products in a later step, or if the final fees or taxes differ from their current estimates. You are guaranteed financing at this point, provided you complete your purchase within 60 days.
View pricing details Select
No stipulations
Northgate Lending financing offer
Monthly payment $791.09 Down payment $3,500
Term48 months APR7.15% Amount financed$32,940.20 Total order price$36,440.20
*These figures reflect your current order. Your final amount financed and monthly payment may change if you choose to add coverage products in a later step, or if the final fees or taxes differ from their current estimates. You are guaranteed financing at this point, provided you complete your purchase within 60 days.
View pricing details Select
Show other offers
Accept offer
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Powered by
Contact support Protect your 2022 Toyota Tacoma
Ekho’s protection packages provide peace of mind and can save you thousands of dollars in costly repairs. Learn more
Basic
Basic coverage that protects you from unexpected mechanical breakdowns.
+$28 /mo
Estimated with 60-month financing at 4.90% APR
What’s included:
- Coverage up to 12 months or 12,000 miles
- Vehicle Service Contract (VSC)
- Tire & Wheel Protection
Essential Best Value
Enhanced coverage with comprehensive protection for your vehicle.
+$72 /mo
Estimated with 60-month financing at 4.90% APR
What’s included:
- Coverage up to 24 months or 24,000 miles
- Vehicle Service Contract (VSC)
- Tire & Wheel Protection
- GAP Coverage
Premier
Premier coverage with zero deductible and the longest protection term.
+$97 /mo
Estimated with 60-month financing at 4.90% APR
What’s included:
- Coverage up to 60 months or 60,000 miles
- Vehicle Service Contract (VSC)
- Tire & Wheel Protection
- GAP Coverage
- Battery Protection
No insurance
You’re choosing to purchase this vehicle without added coverage.
Important to know Ekho protection must be selected before you sign your financing documents. Once your paperwork is completed, coverage cannot be added or changed.
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My vehicles
Order Completion Hub
Complete all sections below to expedite the fulfillment of your 2022 Toyota Tacoma! If a section is locked, we'll let you know why and notify you once it becomes unlocked.
Track my order Financing Vehicle details Insurance requirements My records
Delivery Details - Complete
Finalize delivery details of your vehicle.
Time: 2 minutes
Financing - Complete
Registration - Complete
Protection - Complete
Paperwork - Complete
Track my order
Follow your vehicle through each stage of the fulfillment process.
- Payment finalization and ID verification
- Order processing
- Paperwork finalization
- Waiting for your 2022 Toyota Tacoma to be shipped to you Fulfillment of your 2022 Toyota Tacoma has been requested. We’re now waiting for your vehicle to be shipped. Vehicle shipments tend to be batched; rest assured that Apex Motors is working to get your vehicle shipped ASAP.
- Estimated delivery date: 11/18/2026
- Delivery address: 27 Mirror Lake Dr, Apt 3, Lake Placid, NY 12946
- Your 2022 Toyota Tacoma is on its way to you! Your vehicle is on its way to you!
- Shipping company: Vehicle Shippers Inc
- Contact number: (518) 555-0142
- Estimated delivery date: 11/18/2026
- Delivered We’ve received confirmation from Apex Motors that your 2022 Toyota Tacoma was successfully delivered.
THE PLATFORM
Book a demo One platform for the entire sale
Think of Ekho as the Shopify® for vehicle retail, with compliance, F&I, titling, and registration baked in.
Sell like Carvana, nationwide financing to plates, delivered, without leaving the page
Titled and registered in all 50 states paperwork auto-generated, audited and submitted to state
A storefront that sells buyers configure it, and the price builds itself
Every lead answered on the website and over text, at any hour, in seconds
Or build on it read every order over the API, and get told the moment one changes
Or paste it in one line puts Ekho checkout on any page you already run
CASE STUDY 
“That's why I committed so heavily to Ekho... Look at the dominant position Carvana has had... Their competitors have two options: it's either adapt or die. I chose to adapt.”
- $1M+
- in placed order volume since the February soft launch
- $600K+
- placed order volume in three months at only 30% of inventory with Buy Now enabled
- ~1 sale/day
- End-to-end via Ekho, up from 1/mo at launch
- 9/10
- Avg EuroCycle buyer rating of the online experience
CVNA
Q2 2026 cars sold 197,325 +38% Q2 2026 revenue $7.4B +52% Q2 2026 net income $513M Share of dealer-sold used 3.9% Pace 2,192 cars / day 1 every 39s Stated target 3M units / yr 4x today Source Company reported results
THEY ARE EATING YOUR LUNCH
Every 39 seconds, Carvana sells a car a dealer could have sold
197,325 cars last quarter, up 38% in a year, with no showroom and no lot. They have told investors the plan is 4 times that.
None of it needs anything a dealer cannot have. It needs one buying experience that finishes the deal online. Ekho gives dealers that same buying experience on their own brand.
See the platform Carvana cars sold, by year
197,325 cars sold in Q2 2026
3.9% of every used car dealers sell in America
4x the volume they plan to reach
7 Stellantis franchises bought
0 sold so far this year
Carvana reported results. Q2 2026. Their 3M goal is stated for 2030 to 2035; the chart shows the near end. Running total projected from their reported pace.
ZERO FRICTION
How the industry is moving with Ekho
Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.
“That's why I committed so heavily to Ekho... Look at the dominant position Carvana has had... Their competitors have two options: it's either adapt or die. I chose to adapt.”
$1M+ In placed order volume
9/10 Average buyer rating online
“Ekho lets our dealers engage buyers around the clock and sell more vehicles without adding headcount.”
+22% Increase in checkout close rate since the agent went live
4.6 Full-time hires' worth of lead nurturing absorbed
“Ekho gave us the online channel back, and this time every order lands with a dealer.”
31 states Riders reached
~12k hrs/yr Internal work avoided
“Ekho gave us a compliant way to sell online—but more importantly, it works. We're seeing best-in-class ROAS and improving conversion month over month.”
10x+ Return on ad spend, up from 7x at launch
2X+ Growth in order volume year over year
“The difference wasn't incremental. It's redefining how our team interacts with inbound.”
~2,080 hrs Of staff time saved a year
75% Conversations handled by AI
“Setting up a fully compliant online channel in the US is near impossible, but Ekho made it easy. Their platform let us spin up a Tesla-like checkout in a few weeks.”
50 states Live two weeks after signing
150+ Dealers wired in over the API
BEYOND THE HANDOFF
Most tools stop at the handoff. Ekho goes all the way.
AI sales agents engage and follow up, then hand the buyer back. Digital retail takes a credit app and stops. Ekho does both halves, from first message to plates at the door.
EngageFollow upDeskingTitling & reg.Fulfillment
AI sales agents Engage and follow up well, then hand the buyer back the moment anything real has to happen.
Traditional "digital retail" Collects a credit app and stops. Your desk, title clerk, and F&I office still do the work.
Ekho One platform from first message to plates at the door. Both halves, not one.
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BUYER TESTIMONIALS
Voices from the road
No pressure. No confusion. No back-and-forth. Just buyers who finally felt in control of one of the biggest purchases of their lives.
BUYER TESTIMONIALS
Voices from the road
No pressure. No confusion. No back-and-forth. Just buyers who finally felt in control of one of the biggest purchases of their lives.
You’ve made it as seamless as possible to purchase. Once you go through it, you don’t want to look anywhere else.
The whole process with Ekho made sense. It felt organized, moved along smoothly, and I always knew what was happening.
Ekho is like the Apple of vehicle financing. It's smooth, transparent, and just works.
Ekho is the future of vehicle shopping. It's transparent, fast, and meets consumers where they are...
I picked the bike, selected a plan, signed online — and that was it. 10 out of 10 times, I'd choose to buy online.
FOR DEALERS
Frequently Asked Questions
Absolutely. Ekho is built to be modular — start with the product that solves your biggest problem right now, whether that's AI Sales Agent, your Website, or the Transaction Engine. Most customers start with the AI Sales Agent since it's the fastest to get integrated. The Transaction Engine may have a waitlist depending on integration scheduling. You can add the rest when you're ready, and most dealers expand within the first 90 days.
Ekho offers modular pricing — you pay only for the products you use. Some products are a flat monthly fee per rooftop, others are usage-based (per sale). Talk to our team for a quote tailored to your business.
Yes. While each product works standalone, they share data and context when combined — so your AI Sales Agent knows your inventory, your Website reflects real-time pricing, and your Transaction Engine pulls from the same lead record. The result is a faster, more seamless experience for both your team and your customers.
Setup fees vary depending on the products and scope of your implementation. Some configurations include onboarding and setup at no additional cost, while others may involve a one-time implementation fee. Your account team will walk you through the details during the quoting process.
AI Sales Agent can be up and running in 1-2 days. Transaction Engine typically takes about 30 days for full onboarding, since it depends on your integration scheduling.
Yes — and the data backs it up. 70% of Ekho buyers say they probably or definitely wouldn't have bought without the online option. 40% are purchasing that vehicle type for the first time. And 88% are younger than the industry average. These aren't existing customers shifting channels — they're net-new buyers your dealership wouldn't have reached otherwise.
Ekho is built for multi-rooftop operations. You get a unified dashboard across all locations, shared inventory visibility, and consistent branding — while still allowing per-location customization where it matters.
Yes. Ekho supports embedded F&I directly in the checkout flow — including extended warranties, GAP insurance, tire and wheel protection, and other aftermarket products. Buyers can compare coverage tiers and add protection during checkout, with the cost rolled into their financing terms. Dealers retain full control over which products are offered and at what margin.
Ekho integrates with multiple lenders and supports lender-specific rate sheets, reserve structures, and dealer participation. Your existing lender relationships carry over — Ekho surfaces offers from your lender panel and lets buyers compare terms. Dealer points and reserve income are managed through your standard lender agreements, not through Ekho.