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2022 Toyota Tacoma
(28 reviews)
Deals & offers (6)
Drive now. Save up to $750 instantly. Use by Dec 31, 2026 Learn more 
Finance from 0.99% APR for 36 months Use by Nov 30, 2026 Learn more Key facts
Condition No reported accidents 1,500 miles
Availability In stock Pick up Friday
Location Lake Placid, NY 9 miles away
Delivery 2-4 days $450 est
Key specs
Engine 3.5L V6
Transmission 6-speed automatic
Drivetrain Four-wheel drive
Exterior Super White
Interior Black SofTex
Fuel economy 19 city / 24 hwy
Popular accessories
Bed liner Drop-in composite, cut for the 5ft bed
+$450 
All-weather mats Deep-channel front and rear, model specific
+$180 
Tow package Class IV hitch, 7-pin harness, cooler
+$895 
Roof cross bars Locking aluminium, 165 lb dynamic load
+$320 
Title and history
Clean title No title brands reported. This vehicle has no history of salvage, flood, rebuilt, junk, or total loss designations.
Personal use only Privately owned and operated for personal, non-commercial use
Mechanical report
This vehicle has passed the New York State Inspection and is in excellent mechanical condition, with no major issues identified. Please refer to the full inspection report for vehicle-specific details.
View all detailsCosmetic report
Notes
Our detailing process is to picture every blemish, scuff and scrape on every vehicle we sell regardless of cosmetic rating. Despite our efforts, some swirls, scuffs and imperfections will not always show or be clear in our images, and as such we encourage our customers to visit our store and pre-inspect the vehicle or ask for a video walk around with our sales staff prior to purchase.
Bed rail Scuff ~3 inches 
3+
3+ Front wheel Kerb rash on the outer lip 
2+
2+ Rear bumper Scratch ~2 inches 4+
4+ Driver seat Light wear on the bolster 
2+
2+ Ready to buy? Here’s how it works.
Shop, finance, and complete your paperwork completely online
1 Enter your details Choose your payment, delivery, and registration options during checkout.
2 Apply for financing If you’re financing, complete a quick application with our credit partners.
3 Complete your paperwork Sign your sale and DMV paperwork online. We’ll guide you through each step.
4 Get your vehicle Pick up your ride or have it delivered to you.
$32,990
$36,990Price drop
MonthlyOne-time
Est. monthly payment $669/mo*
MSRP $36,990
Vehicle price $32,990
Additional cost & details $311
Save up to $750 more when you buy now
Fast, flexible financing Pre-qualify today with zero effect on your credit. Get pre-qualified
Buy now Ask a question
Want to learn more about this Tacoma?
Ask our team anything I tow on weekends and travel 40 miles a day. Best truck on your lot? Searching inventory Searched inventory Best on the lot for both: four-wheel drive, 24 mpg highway, 1,500 miles, and $4,000 under its original price. Here are the closest others we have. 
2021 Tacoma SR5
$30,450 2022 Tacoma TRD Sport
$34,900 2020 Tacoma SR
$27,995 2019 Tacoma TRD Off-Road
$25,750
2021 Tacoma SR5
$30,450 2022 Tacoma TRD Sport
$34,900 2020 Tacoma SR
$27,995 2019 Tacoma TRD Off-Road
$25,750 Get pre-qualified Explore inventory
Ask us anything
I tow on weekends and travel 40 miles a day. Best truck on your lot?
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Personal details
Enter your address information to estimate your taxes, fees, and registration requirements.
Basic information
First name Jane
Middle name (optional)
Last name Cooper
Date of birth 11 / 24 / 1996
Phone number +1 (123) 456-7890
Home address
Address 27 Mirror Lake Dr
City Lake Placid
State NY
Postal code 12946
Back Continue
Add accessories
Everything here is fitted before delivery and financed with the vehicle.
Accessories
None selected 1 selected 2 selected
+$0.00
+$450.00
+$1,345.00
Bed liner Drop-in composite, cut for the 5ft bed 
All-weather mats Deep-channel front and rear, model specific 
Tow package Class IV hitch, 7-pin harness, cooler 
Roof cross bars Locking aluminium, 165 lb dynamic load Back Continue
Cash or financing?
Financing
Finance your purchase and authorize a credit review as part of your loan application.
Save up to $750 with financing 2 financing promos available
Paying cash
Complete your order on our secure payment page. You'll be able to choose from the available payment methods, including credit card, bank account, or Klarna (if eligible).
Back Continue
Start with pre-qualification with no impact to your credit
We already have the information we need from you, so getting prequalified is fast and easy.
Basic information
Jane Cooper
Nov 24, 1996
123-456-7890
Home address
27 Mirror Lake Dr
Apt 3
Lake Placid, NY 12946
By continuing you authorize a soft credit inquiry, which does not affect your credit score.
You’re pre-qualified!
Continue to secure the vehicle and lock in your best available offer.
Back Skip Get pre-qualified Continue
Select your preferred terms
We’ll use these preferences to estimate your monthly payment and personalize your financing options.
Select your preferred terms
Loan length (months) 36 48 60 66 72
Down payment $ 2,500
A higher down payment may increase your likelihood of
approval.
Housing situation
Housing status Own
Move-in date 04 / 12 / 2025
Address 27 Mirror Lake Dr
Apartment, suite, or unit (optional) Apt 3
City Lake Placid
State NY
Postal code 12946
Current employment
Employment status Employed full timeAdditional income
List any other income you would like considered. You do not have to include income you would rather not have counted.
Income type Rental property
Gross monthly income $ 1,100 /mo
Back Continue
Financing requirements
Meridian Auto Finance needs a few more items before it can release your financing decision.
1
What your lender needs
In progress Complete Meridian Auto Finance releases the decision once these are in.
Proof of income
Needed
Uploaded
Proof of insurance
Needed
Uploaded
Proof of residence
Needed
Uploaded
All set - Meridian Auto Finance has everything they need.
Back Submit
Select your fulfillment option
Choose how you'd like to receive your vehicle.
Deliver to my home +$450.00 Order now for delivery as early as Apr 16, 2026. Delivery address 27 Mirror Lake DrApt 3Lake Placid, NY 12946 Update
Pick up at Apex Motors Free Ready for pickup as early as Apr 16, 2026. Dealership address 760 Market StreetQueens, NY 11101 View on map Copy
Back Continue
Choose your offer
3 lenders approved this deal. Pick the one you want.
You’re approved!
You received 3 offers - select one to proceed.
Harbor Point Financial
$599.77 /mo
6.29% APR · 72 months
$2,000 down
Lowest monthly, longest term
Conditions
- Proof of income
- Proof of residence
Meridian Auto Finance
$666.29 /mo
4.90% APR · 60 months
$2,500 down
Lowest total cost of credit
Conditions
- Proof of income
- Proof of insurance
- Proof of residence
Northgate Lending
$825.97 /mo
7.15% APR · 48 months
$3,500 down
Paid off soonest
Conditions
- Proof of income
- Employment verification
- Proof of residence
Back Continue
Protect your 2022 Toyota Tacoma
Each package is priced against this deal's own term and APR.
Basic
Covers you against unexpected mechanical breakdowns.
+$12/mo
Estimated with 60-month financing at 4.90% APR
What’s included:
- Coverage up to 24 months or 24,000 miles
- Battery protection
Essential
Extended warranty and GAP cover for added financial security.
+$20/mo
Estimated with 60-month financing at 4.90% APR
Everything in Basic, plus:
- Coverage up to 48 months or 48,000 miles
- GAP coverage
- Tire and wheel protection
Premium
Full bumper-to-bumper coverage for the life of the loan.
+$32/mo
Estimated with 60-month financing at 4.90% APR
Everything in Essential, plus:
- Coverage for the full 60-month term
- Paint and fabric protection
- Roadside assistance, unlimited miles
No protection
Repairs after the factory warranty are yours to cover
Back Continue
Insurance information
Proof of insurance, checked against your state's rules and your lender's.
Before you upload
Your lender requires
Lienholder Meridian Auto Finance
Comprehensive and collision Both
Deductible Up to $1,000
New York requires
Bodily injury $25k / $50k
Property damage $10k
Uninsured motorist $25k / $50k
No-fault (PIP) $50k
Acceptable documents
| Document | Description | Example |
|---|---|---|
| Insurance card | Front and back, current term | See example |
| Declaration page | Full policy declarations | See example |
Your policy has to name the lienholder. Ekho checks what your state and your lender each require, so the buyer does not have to.
Upload
Insurance document No file chosen Verified Driver's licence No file chosen Verified All set - your documents are verified.
Back Submit
Sign documents
Your state's paperwork, selected for this deal and this jurisdiction.
1 Sale documents Purchase agreement, bill of sale, odometer
2 Financing documents Contract and lender disclosures
3 Title and registration Your state’s DMV forms, filled and filed
4 Notarized documents Signed live with a notary, on video
All set - every document is signed.
Back Start signing
Order progress
Titled, registered and plated. The buyer never visited the DMV.
Delivered
Titled, registered and plated. The buyer never visited the DMV.
Titled and registered Apr 8 - 2:15 PM
In transit Apr 11 - 8:40 AM
Out for delivery Apr 16
Delivered Apr 16 by 6 PM
Carrier Vehicle Shippers Inc
Delivery ETA Apr 16 by 6 PM
Tracking DGA902TJ90JS
Your documents Signed copies and DMV filings
Back Track order
Powered by
THE PLATFORM
Book a demo One platform for the entire sale
Think of Ekho as the Shopify® for vehicle retail, with compliance, F&I, titling, and registration baked in.
Sell like Carvana, nationwide financing to plates, delivered, without leaving the page
Titled and registered in all 50 states paperwork auto-generated, audited and submitted to state
A storefront that sells buyers configure it, and the price builds itself
Every lead answered on the website and over text, at any hour, in seconds
Or build on it read every order over the API, and get told the moment one changes
Or paste it in one line puts Ekho checkout on any page you already run
CASE STUDY
“That's why I committed so heavily to Ekho... Look at the dominant position Carvana has had... Their competitors have two options: it's either adapt or die. I chose to adapt.”
- $1M+
- in placed order volume since the February soft launch
- $600K+
- placed order volume in three months at only 30% of inventory with Buy Now enabled
- ~1 sale/day
- End-to-end via Ekho, up from 1/mo at launch
- 9/10
- Avg EuroCycle buyer rating of the online experience
CVNA
Q2 2026 cars sold 197,325 +38% Q2 2026 revenue $7.4B +52% Q2 2026 net income $513M Share of dealer-sold used 3.9% Pace 2,192 cars / day 1 every 39s Stated target 3M units / yr 4x today Source Company reported results
THEY ARE EATING YOUR LUNCH
Every 39 seconds, Carvana sells a car a dealer could have sold
197,325 cars last quarter, up 38% in a year, with no showroom and no lot. They have told investors the plan is 4 times that.
None of it needs anything a dealer cannot have. It needs one buying experience that finishes the deal online. Ekho gives dealers that same buying experience on their own brand.
See the platform Carvana cars sold, by year
197,325 cars sold in Q2 2026
3.9% of every used car dealers sell in America
4x the volume they plan to reach
7 Stellantis franchises bought
0 sold so far this year
Carvana reported results. Q2 2026. Their 3M goal is stated for 2030 to 2035; the chart shows the near end. Running total projected from their reported pace.
ZERO FRICTION
How the industry is moving with Ekho
Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.
“That's why I committed so heavily to Ekho... Look at the dominant position Carvana has had... Their competitors have two options: it's either adapt or die. I chose to adapt.”
$1M+ In placed order volume
9/10 Average buyer rating online
“Ekho gave us a compliant way to sell online—but more importantly, it works. We're seeing best-in-class ROAS and improving conversion month over month.”
10x+ Return on ad spend
2x Buyer NPS vs. the traditional average
“The difference wasn't incremental — it's redefining how our team interacts with inbound.”
35K Monthly visitors now answered 24/7
10/10 Rated sales and onboarding
“Setting up a fully compliant online channel in the US is near impossible, but Ekho made it easy. Their platform let us spin up a Tesla-like checkout in a few weeks.”
50 states Live two weeks after signing
150+ Dealers wired in over the API
“Ekho was different and more advanced than anything we had seen. It actually talks to the customer's needs, answers questions, and gets them to the right dealer ready to buy.”
24/7 Leads qualified and routed to the nearest dealer
Live On motomoriniusa.com, the OEM's own site
“Ekho is the future, and you can either join it or get run over by it.”
10% Of all leads now order online
12:30am Their first online unit sold, store closed
BEYOND THE HANDOFF
Most tools stop at the handoff. Ekho goes all the way.
AI sales agents engage and follow up, then hand the buyer back. Digital retail takes a credit app and stops. Ekho does both halves, from first message to plates at the door.
EngageFollow upDeskingTitling & reg.Fulfillment
AI sales agents Engage and follow up well, then hand the buyer back the moment anything real has to happen.
Traditional "digital retail" Collects a credit app and stops. Your desk, title clerk, and F&I office still do the work.
Ekho One platform from first message to plates at the door. Both halves, not one.
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Signatures
Title, tax and plates
Delivery and payout
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BUYER TESTIMONIALS
Voices from the road
No pressure. No confusion. No back-and-forth. Just buyers who finally felt in control of one of the biggest purchases of their lives.
BUYER TESTIMONIALS
Voices from the road
No pressure. No confusion. No back-and-forth. Just buyers who finally felt in control of one of the biggest purchases of their lives.
You’ve made it as seamless as possible to purchase. Once you go through it, you don’t want to look anywhere else.
The whole process with Ekho made sense. It felt organized, moved along smoothly, and I always knew what was happening.
Ekho is like the Apple of vehicle financing. It's smooth, transparent, and just works.
Ekho is the future of vehicle shopping. It's transparent, fast, and meets consumers where they are...
I picked the bike, selected a plan, signed online — and that was it. 10 out of 10 times, I'd choose to buy online.
FOR DEALERS
Frequently Asked Questions
Absolutely. Ekho is built to be modular — start with the product that solves your biggest problem right now, whether that's Sales Agent, your Website, or the Transaction Engine. Most customers start with the Sales Agent since it's the fastest to get integrated. The Transaction Engine may have a waitlist depending on integration scheduling. You can add the rest when you're ready, and most dealers expand within the first 90 days.
Ekho offers modular pricing — you pay only for the products you use. Some products are a flat monthly fee per rooftop, others are usage-based (per sale). Talk to our team for a quote tailored to your business.
Yes. While each product works standalone, they share data and context when combined — so your Sales Agent knows your inventory, your Website reflects real-time pricing, and your Transaction Engine pulls from the same lead record. The result is a faster, more seamless experience for both your team and your customers.
Setup fees vary depending on the products and scope of your implementation. Some configurations include onboarding and setup at no additional cost, while others may involve a one-time implementation fee. Your account team will walk you through the details during the quoting process.
Sales Agent can be up and running in 1-2 days. Transaction Engine typically takes about 30 days for full onboarding, since it depends on your integration scheduling.
Yes — and the data backs it up. 70% of Ekho buyers say they probably or definitely wouldn't have bought without the online option. 40% are purchasing that vehicle type for the first time. And 88% are younger than the industry average. These aren't existing customers shifting channels — they're net-new buyers your dealership wouldn't have reached otherwise.
Ekho is built for multi-rooftop operations. You get a unified dashboard across all locations, shared inventory visibility, and consistent branding — while still allowing per-location customization where it matters.
Yes. Ekho supports embedded F&I directly in the checkout flow — including extended warranties, GAP insurance, tire and wheel protection, and other aftermarket products. Buyers can compare coverage tiers and add protection during checkout, with the cost rolled into their financing terms. Dealers retain full control over which products are offered and at what margin.
Ekho integrates with multiple lenders and supports lender-specific rate sheets, reserve structures, and dealer participation. Your existing lender relationships carry over — Ekho surfaces offers from your lender panel and lets buyers compare terms. Dealer points and reserve income are managed through your standard lender agreements, not through Ekho.